Privacy Policy

This Web site may contain links to third party Web sites that are not controlled by ELEMENTAL RISK MANAGEMENT, LLC.. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that ELEMENTAL RISK MANAGEMENT, LLC. is not responsible for the content of third party Web sites linked to ELEMENTAL RISK MANAGEMENT, LLC. nor are we responsible for the privacy policy or practices of third party Web sites linked to ELEMENTAL RISK MANAGEMENT, LLC.. Our Privacy Policy only applies to information we collect from you while you are at and while you are actively in a session with ELEMENTAL RISK MANAGEMENT, LLC.. If you should link to a third party Web site from ELEMENTAL RISK MANAGEMENT, LLC., we strongly encourage you to review and become familiar with that Web site’s privacy policy.

By providing your contact information through our website, you consent to be contacted by Elemental Risk Management via phone, text, or email for service updates, policy information, or marketing purposes. Automated technologies may be used for these communications.

You are not required to provide consent as a condition of purchasing any services. You can withdraw your consent at any time by contacting us at 505-933-6511 or following the opt-out instructions provided in the message.

You can opt out of receiving marketing communications at any time by:

• Replying "STOP" to any text message.
• Clicking the "Unsubscribe" link in marketing emails.
• Contacting us directly at 505-933-6511 or agency@erm-ins.com.
  

We may use automated technologies to contact you by phone or text for purposes related to your insurance needs, policy updates, or marketing. By submitting your information, you consent to receiving these communications. You can opt out at any time as outlined above.

Elemental Risk Management complies with the TCPA, which requires explicit written consent to contact you via phone or text for marketing purposes. By submitting your contact information on our website, you consent to these communications, as described in this Privacy Policy.

Elemental Risk Management retains your personal information as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. If you wish to have your data deleted, please contact us at 505-933-6511.

When you purchase an insurance policy from ELEMENTAL RISK MANAGEMENT, LLC., you will pay the premiums with your credit card or personal check. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. A transaction number will be provided to you on your Binder Of Insurance. You may use this transaction number as a reference to the credit card purchase. We do not keep a record of your credit card information. If you pay the premium using your personal check, we will keep a copy of your check in your file.