What Are the Best Insurance Companies for Auto Body Shops?

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The best insurance company for your auto body shop will depend on your specific needs. However, there are a few key factors that you should look for when choosing an insurer.

First, you want a company that has experience insuring auto body shops. This way, you can be sure that they understand the unique risks that your business faces.

Second, you want a company that offers competitive rates. Auto body shops can be expensive to insure, so you'll want to ensure you're getting the best possible price.

Finally, you want a company that has a good reputation and is easy to work with. Our top picks below meet this criterion, and will probably suit your business.

Recommended Policy Types for Auto Body Shops

Type of Insurance	What It Covers
Property insurance	Protects your tools and equipment in the event of loss or damage.
Workers' compensation insurance	Covers medical expenses and lost wages for employees who are injured on the job.
Auto insurance	Covers damage to customers' vehicles while they are in your care.
Business interruption insurance	Covers lost income if your business has to close due to a covered event, such as a fire.
Product liability insurance	Covers damage that your products may cause. This is important if you sell auto parts or paint.
Professional liability insurance	Covers mistakes that you or your employees make while working. This is also known as errors and omissions insurance.
Crime insurance	Covers losses due to theft, vandalism, or other criminal activities.
Equipment breakdown insurance	Covers the cost of repairing or replacing equipment that breaks down.
Inland marine insurance	Covers tools and equipment that are transported off-site.
Commercial auto insurance	Covers vehicles that are used for business purposes.

The best insurance companies for auto body shops will offer all of these types of coverage. They will also work with you to customize a policy that meets your specific needs. When shopping for insurance, be sure to get quotes from several different companies so that you can compare rates.

Best Insurance Companies for Auto Body Shops

Here are some of the top companies providing insurance to auto body shops.

#1 Travelers

★★★★★ - Elemental Risk Rating

Travelers Insurance is one of the largest insurance companies in the United States and has been in business for over 160 years. The company offers a wide range of insurance products, including auto, home, life, and business insurance.

Travelers Insurance offers property, liability, workers' compensation, auto insurance, and business interruption insurance for auto body shops. The company also offers a variety of discounts, including a discount for having a security system.

Travelers is committed to providing excellent customer service and offers 24/7 assistance to policyholders. In addition, the company has a strong financial rating and is consistently ranked as one of the most reliable insurance providers. Travelers Insurance is a great choice if you're looking for comprehensive coverage and excellent customer service.

#2 Donegal Insurance Group

★★★★ - Elemental Risk Rating

Donegal Insurance Group is a regional insurance company that offers a wide range of insurance products, including auto, home, life, and business insurance. The company has been in business for over 50 years and is committed to providing excellent customer service.

Donegal Insurance Group offers a variety of auto body insurance options to meet the needs of their customers. Their comprehensive coverage includes collision, property damage, and bodily injury protection. They also offer a rental car reimbursement program and a roadside assistance program.

Customers can choose from several different deductible options, depending on their needs. The company has an A+ rating from the Better Business Bureau and is accredited by the Insurance Association of America. Donegal Insurance Group offers excellent customer service and competitive rates.

#3 Liberty Mutual Insurance

★★★★ - Elemental Risk Rating

Liberty Mutual Insurance is one of the largest insurance companies in the United States. It offers a wide range of insurance products, including auto, home, life, and business insurance.

The company has an excellent reputation for financial stability and customer service. In fact, JD Power has consistently ranked Liberty Mutual among the top insurers in terms of customer satisfaction. Policyholders can choose from a variety of deductibles and coverage options.

And if they have any questions or need to file a claim, they can contact Liberty Mutual 24/7 by phone or online.

Have Questions?

If you have any questions about errors and omissions insurance or any other type of business insurance, don't hesitate to get in touch with us. We would be happy to help you find the coverage you need.