What Are the Best Insurance Companies for Artisan Contractors?

CHECK OUR PRICES

Artisan contractors have specialized insurance needs that not all insurance companies are equipped to handle. When shopping for insurance, it's important to find a company that understands artisan contractors' unique risks and can provide adequate coverage.

Some of the best insurance companies for artisan contractors offer policies that cover things like tools and equipment, business interruption, and loss of income. These types of policies can help protect your business in the event of a disaster or other unforeseen circumstance.

Artisan contractors should also look for insurance companies that offer discounts for things like safety courses and membership in professional organizations. These discounts can help offset the cost of premiums and make your policy more affordable.

We have compiled a list of the best insurance companies for artisan contractors to help you get started in your search.

Recommended Policy Types for Artisan Contractors and What They Cover

Type of Insurance	What It Covers
Tools and equipment insurance	Protects your tools and equipment in the event of loss or damage.
Business interruption insurance	Helps you recoup lost income if a covered event disrupts your business.
Loss of income insurance	Helps you replace lost income if you cannot work due to a covered event.
Professional liability insurance	Protects you if you are sued for professional negligence.
Product liability insurance	Protects your business vehicles from damage or theft.
Workers' compensation insurance	Provides benefits to employees who are injured or become ill as a result of their job.
Commercial property insurance	Protects your business property in the event of damage or loss.

Best Insurance Companies for Artisan Contractors

Here are some of the top companies providing insurance to artisan contractors.

#1 Donegal Insurance Group

★★★★★ - Elemental Risk Rating

Donegal Insurance Group is a regional insurance company that offers a range of personal and commercial insurance products. Founded in 1889, Donegal Insurance Group has a long history of providing quality coverage at competitive rates.

Donegal Insurance Group's commercial lines of insurance include coverage for businesses of all sizes. The company offers business owners' policies (BOPs), which provide small businesses basic property and liability coverage. For businesses with more exposure, Donegal offers custom-tailored packages that provide more comprehensive protection. The company also offers workers' compensation insurance to protect businesses from the cost of workplace injuries.

Artisan contractors can benefit from Donegal Insurance Group's experience in insuring businesses. The company's commercial lines of insurance can provide the coverage you need to protect your business from a variety of risks.

#2 The Hartford

★★★★ - Elemental Risk Rating

The Hartford is a well-known insurance company that offers a variety of business insurance policies, including some that are specifically designed for artisan contractors. Some of the coverage options available through The Hartford include property damage, liability, business interruption, and loss of income.

Founded in 1810, the company has a long history of providing quality coverage to its policyholders. In addition to its financial strength and stability, The Hartford is known for its excellent customer service. Policyholders can rest assured that they will be treated fairly and promptly in the event of a claim.

The Hartford also offers a variety of discounts that artisan contractors may be eligible for, including discounts for safety courses and membership in professional organizations.

#3 Travelers

★★★★ - Elemental Risk Rating

Travelers is one of the largest insurers of artisan contractors in the United States. The company offers a wide range of insurance products, including business interruption, loss of income, professional liability, and workers' compensation insurance.

Since 1864, Travelers has been providing peace of mind to businesses and individuals alike. The company's strong financial rating and history of customer satisfaction make it a great choice for artisan contractors.

Artisan contractors can benefit from Travelers' experience in insuring businesses. The company's commercial lines of insurance can provide the coverage you need to protect your business from a variety of risks.

Wrapping Up – Which Insurance Company is Best for Artisan Contractors?

There are a few things to keep in mind when choosing business insurance for your artisan contracting business. Make sure to shop around and compare rates from different insurers. Also, be sure to read the policy documents carefully so that you understand what is and is not covered.

The three insurance companies profiled in this article are all reputable and offer quality coverage. However, there are many other good options out there. Be sure to do your research in order to find the best policy for your business.